Regulatory Compliance

Unfair and Abusive Compensation Practices Rule Gap Analysis The attached information can be used to identify gaps in your institutions compensations practices and then develop action plans to address the gaps by the effective date of the Unfair and Abusive Compensation Practices rule which is April 1st, 2011. 12.30.2010

S.A.F.E. Act Policy Template Superior Consulting is publishing it's S.A.F.E. Act Policy template is order to assist community bank's in satisfying the requirements of this new regulation. 09.21.2010

Fed Releases Clarification of Reg. Z Changes The Federal Reserve has recently released guidance that clarifies changes to Reg. Z regarding high priced mortgage loans. Specifically, this "consumer affairs" letter clarifies the Fed's position regarding the origination of short-term balloon notes and documentation of adequate repayment capacity. 11.10.2009